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News
02.24.2026
Credit Union Loans Grew 0.04% in December
Credit union loans outstanding increased 0.04% in December, compared to a 0.23% increase in November and a 0.22% increase in December 2024. These numbers are from America’s Credit Unions’ latest Monthly Credit Union Estimates, generated from the Equifax Analytics Dataset (an anonymized random sample of credit report data that tracks 10% of all U.S. consumers with a Social Security number).

Leading growth during the month were credit cards, (1.51%), home equity lines of credit (1%), and second mortgages (0.23%).

On the decline were secured personal loans (-0.58%), unsecured personal loans (-0.54%), private student loans (-0.46%), auto loans (-0.28%).

Monthly Credit Union Estimates are updated monthly and available on an online dashboard with other resources. The Data and Tools section of America’s Credit Unions website contains a wide range of dashboard analytics, data at the state and district level, various calculator tools, the economic forecast, and more.

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