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| NCUA Data: Credit Union assets, loans increased in 2025 |
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NCUA’s latest state-level credit union data report indicates federally insured credit union median assets increased by 3.3% in 2025. Loans outstanding grew by 0.7% at the median during the same timeframe, according to the latest Quarterly U.S. Map Review.
Nationally, the median ratio of total loans outstanding to total shares and deposits was 70% at the end of 2025.
Credit union membership continued to grow in the aggregate over the year, while it declined by 0.5% in the median.
Nationwide, 88% of federally insured credit unions had positive year-to-date net income in the fourth quarter of 2025, compared with 86% in the fourth quarter of 2024.
The quarterly map review tracks performance indicators for federally insured credit unions in all 50 states and the District of Columbia and includes information on two important state-level economic indicators: the unemployment rate and home prices.
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