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| Credit Union loans increased 0.51% in January |
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Credit union loans outstanding increased 0.51% in January 2026 compared to a 0.04% increase in the previous month and a 0.21% increase in January 2025, according to America’s Credit Unions latest Monthly Credit Union Estimates (MCUEs). MCUEs are generated from the Equifax Analytics Dataset (an anonymized random sample of credit report data that tracks 10% of all U.S. consumers with a Social Security number).
Leading loan growth during the month were: home equity lines of credit (1.46%), unsecured personal loans (1.02%), first mortgages (0.68%), second mortgages (0.48%), credit cards (0.44%), secured personal loans (0.16%), and auto loans (0.08%).
On the decline were private student loans at -0.74%.
MCUEs are updated monthly and available on an online dashboard with other resources. The Data and Tools section of America’s Credit Unions website includes a wide range of dashboard analytics, state- and district-level data, various calculator tools, the latest economic forecast, and more.
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