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| Credit Union loans decreased by 0.21% in February |
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Credit union loans outstanding decreased by -0.21% in February, compared to a 0.51% increase in January and a 0.25% decrease in February 2025, according to America’s Credit Unions’ latest Monthly Credit Union Estimates. The estimates are generated from the Equifax Analytics Dataset (an anonymized random sample of credit report data that tracks 10% of all U.S. consumers with a Social Security number).
Home equity lines of credit (0.95%) and private student loans led loan growth during the month.
On the decline were credit cards (-2.5%), unsecured personal loans (-0.73%), secured personal loans (-0.68%), first mortgages (-0.15%), second mortgages (-.01%), and auto loans (-.02%).
MCUEs are updated monthly and available on an online dashboard with other resources. The Data and Tools section of America’s Credit Unions website includes a wide range of dashboard analytics, state- and district-level data, various calculator tools, the latest economic forecast, and more.
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