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07.29.2026
Credit Union loans increased 0.12% in May
Credit union loans outstanding increased 0.12% in May, compared to a 0.19% increase in April, and a 0.48% increase in May 2025, according to America’s Credit Unions’ latest Monthly Credit Union Estimates. The estimates are generated from the Equifax Analytics Dataset (an anonymized random sample of credit report data that tracks 10% of all U.S. consumers with a Social Security number).

Leading loan growth during the month were home equity lines of credit (1.35%), second mortgages (0.47%), auto loans (0.15%), unsecured personal loans (0.13%), and credit cards (0.11%).

On the decline were first mortgages (-0.17%), secured personal loans (-0.2%) , and private student loans (-0.98%).

Estimates are updated monthly and available on an online dashboard with other resources. The Data and Tools section of America’s Credit Unions’ website includes a wide range of dashboard analytics, state- and district-level data, various calculator tools, the latest economic forecast, and more. 

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